The most important thing a mortgage lender can do for you is process your loan quickly, efficiently, without errors, and close on time.
That’s right – the biggest consideration is service, not the rate.
Not the rate?!? Yes, because in today’s internet-based, highly-informed culture, most lenders charge about the same rate. And when you run across a special deal, such as a free appraisal, that cost is likely to be buried elsewhere. Sure, you should shop around to make yourself comfortable with the costs charged by lenders. But, it is the quality of service that will make the real difference in securing the best mortgage. This is especially true with new construction financing where the process is considerably longer and more detailed than financing an existing home.
Having closed over 15,000 homes in the Chicago area, Hartz Homes has experienced good lenders and, unfortunately, some poor ones, too. Hartz has seen some lenders misplace documents, miss important details on loan applications, overlook trouble spots, forget to order appraisals, and not fund loans on time. This causes huge headaches and can be costly for buyers.
Hartz Homes shares your desire to have your transaction close smoothly, without any surprises or bumps in the road. After all, it also difficult for Hartz Homes when things go wrong with the lender. This is why Hartz recommends lenders with a proven track record of providing competitive rates and, importantly, superior service. It’s important to note that Hartz does NOT receive any kickbacks or compensation from preferred lenders. They just want things to go well for the buyers…and themselves.
Hartz Homes’ preferred lenders are experts in new construction loans. Guaranteed Rate, for example, closes more than 50 houses a year with Hartz Homes. Not only will you get a competitive rate, but they can make your life much easier by orchestrating a hassle-free financing experience.
What’s more, the preferred lenders are great resources for the buyer at the beginning stages of the home buying process. They can cover the types of mortgages available and help you pre-qualify for the one that’s best for you.
For more information on a Hartz Homes preferred lender, you can talk to a New Homes Sales Consultant at one of the Hartz Homes subdivisions (click here). Or, you can call Rebecca Mott, VP of Mortgage Lending/New Construction Specialist for Guaranteed Rate at 630-969-4607.
Please check out these new home communities from Hartz Homes:
Armitage Pointe of Addison, Illinois (Chicago area new home construction)
Bella Vista Townhomes of Bolingbrook, Illinois (Chicago area new home construction)
Heather Glen of New Lennox, Illinois (Chicago area new home construction)
Hibernia of New Lennox, Illinois (Chicago area new home construction)
Leigh Creek of New Lennox, Illinois (Chicago area new home construction)
Manchester Cove of Mokena, Illinois (Chicago area new home construction)
Marquis Pointe of Montgomery, Illinois (Chicago area new home construction)
Marywood Meadows of Montgomery, Illinois (Chicago area new home construction)
Nantucket Lakes of New Lennox, Illinois (Chicago area new home construction)
Oliviabrook of Oakbrook Terrace, Illinois (Chicago area new home construction)
Park West of Manteno, Illinois (Chicago area new home construction)
Playa Vista of Plainfield, Illinois (Chicago area new home construction)
Sky Harbor of New Lennox, Illinois (Chicago area new home construction)
Whisper Creek of Mokena, Illinois (Chicago area new home construction)
Hartz Homes has new home communities in:
Addison, Illinois (Chicago area new home construction)
Aurora, Illinois (Chicago area new home construction)
Bolingbrook, Illinois (Chicago area new home construction)
Lockport, Illinois (Chicago area new home construction)
New Lenox (Chicago area new home construction)
Manteno, Illinois (Chicago area new home construction)
Mokena, Illinois (Chicago area new home construction)
Montgomery, Illinois (Chicago area new home construction)
Plainfield, Illinois (Chicago area new home construction)
Oakbrook Terrace (Chicago area new home construction)